Individual Health + Life Insurance
Insurance to Fit Your Needs
Health and life insurance is there to help you manage life’s unexpected events. We offer a wide range of plans in order to provide you and your family access to affordable, quality health care coverage and financial protection. No need to worry, we will make the process simple. Our licensed agents are FFM (Federally Facilitated Marketplace) trained annually to ensure the highest level of expertise when it comes to choosing the right plan for you, either on or off the Health Insurance Marketplace. If you are in the market for a Medicare plan, we can help you choose the best fit for your particular situation.
Affordable Care Act (ACA) Plans:
If you are an individual, family or sole proprietor and do not have access to employer-sponsored health insurance, we can help. Under the Affordable Care Act (ACA), qualified individuals are able to obtain health insurance through the Health Insurance Marketplace. Within the Marketplace, consumers can price and compare available health insurance plans to determine what plans, if any, meet their needs. Eligible individuals may also qualify for premium tax credits or subsidies to help offset the cost of insurance when enrolling in a Marketplace plan. We offer individual and family health insurance through leading carriers outside of the Marketplace, as well. We will work with you to find the best plan to fit your specific needs.
Medicare Supplements / Medicare Advantage / Medicare Part D:
Medicare Supplement plans are often referred to as “Medigap” plans. These plans are offered by private health insurance companies and cover some of the costs that traditional Medicare does not, such as deductibles, copayments & coinsurance. Medicare Advantage plans are also offered by private health insurance companies, but they are different in that they contract with Medicare to provide you benefits. There are several different types of Medicare Advantage plans, which allow users to choose a plan that best fits their medical needs. Medicare Part D helps you pay for prescription drugs. These particular plans are purchased through private health insurance companies, and there are many providers and options to choose from.
The world of life insurance can be difficult to navigate, but we have the knowledge and experience to help you choose wisely. There are two types of life insurance, with options that provide a lot of flexibility. Regardless of whether you are looking for term insurance, which can be less expensive and covers a specific time frame, or permanent insurance, which is more flexible and costly, we have the knowledgeable agents to assist you in choosing the correct plan to be sure that your loved ones are safeguarded.
740-654-4055 / Email
Miller-Lewis Benefit Consultants
121 East Sixth Avenue, Suite 103
Lancaster, Ohio 43130-0368
© 2016 Miller-Lewis Insurance Agency, Inc.
website by: WebChick.com