Insurance to Fit Your Needs Health and life insurance is there to help you manage life’s unexpected events. We offer a wide range of plans in order to provide you and your family access to affordable, quality health care coverage and financial protection. No need to worry, we will make the process simple. Our licensed agents are fully trained to ensure the highest level of expertise when it comes to choosing the right plan for you. If you are in the market for a Medicare plan, we can help you choose the best fit for your particular situation.
Affordable Care Act (ACA) Plans: If you are an individual, family or sole proprietor and do not have access to employer-sponsored health insurance, we can help. Under the Affordable Care Act (ACA), individuals may obtain health insurance through the Health Insurance Marketplace during the annual Open Enrollment Period. Within the Marketplace, consumers can price and compare available health insurance plans to determine what plans, if any, meet their needs. Eligible individuals may also qualify for premium tax credits or subsidies to help offset the cost of insurance when enrolling in a Marketplace plan.
Medicare Supplements / Medicare Advantage / Medicare Part D: Medicare Supplement plans are often referred to as “Medigap” plans. These plans are offered by private health insurance companies and cover some of the costs that traditional Medicare does not, such as deductibles, copayments & coinsurance. Medicare Advantage plans are also offered by private health insurance companies, but they are different in that they contract with Medicare to provide you benefits. There are several different types of Medicare Advantage plans, which allow consumers to choose a plan that best fits their personal needs. Medicare Part D plans help you pay for prescription drugs. These particular plans are purchased through private health insurance companies, and there are many providers and options to choose from.
Life Insurance: The world of life insurance can be difficult to navigate, but we have the knowledge and experience to help you choose wisely. There are two types of life insurance, with options that provide a lot of flexibility. Regardless of whether you are looking for term insurance, which can be less expensive and covers a specific time frame, or permanent insurance, which is more flexible and costly, we have the knowledgeable agents to assist you in choosing the correct plan to be sure that your loved ones are safeguarded.